Financing property acquisition and investment in Poland
As a leading financial services provider, we specialise in sourcing mortgage loans, investment credit, leasing, and insurance for both domestic and international clients. We combine deep technical expertise with the offerings of over 20 of Poland’s largest banks, delivering comprehensive support in Polish and English.
Our team assumes full responsibility for all formalities, documentation, and negotiations to ensure speed and security for every transaction.
What sets our financial consulting apart
We turn stressful regulatory procedures into manageable, structured processes while safeguarding your company and management board.
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Integrated 360° solutions
We combine credit expertise with legal and tax competencies, making the financing process faster and more secure than with standard intermediaries.
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Zero client fees
Our work, analysis, and assistance are entirely free of charge for you; we operate on a success fee model paid exclusively by the banks
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Expertise for foreigners
As a leader in international service, we successfully navigate complex applications for non-Polish citizens, eliminating procedural and language barriers.
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Expertise for foreigners
With access to over 20 major financial institutions, we ensure you receive genuinely the most advantageous offer available on the market.
Tailored financing.
From residential property to complex business structures, we manage the entire capital acquisition process.
How we work
A clear strategic path from discovery to successful implementation, focused on achieving efficiency and sustainable business results.
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01
Financial and legal analysis
We verify creditworthiness, income structure, and property legal status to identify potential risks at the very start.
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02
Accounting and tax strategy
A tailored accounting policy and tax model built around your operational structure and business specifics.
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03
Documentation and valuation
We compile the complete credit dossier and oversee the appraisal report, removing the administrative burden from you.
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04
Processing and negotiation
We represent you in dealings with credit analysts, negotiating exceptions and handling all queries to expedite decisions.
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05
Contract signing assistance
We accompany you at the bank to verify terms and explain complex clauses in English before you sign.
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06
Drawdown of funds
We monitor the fulfilment of all disbursement conditions, coordinating information between the bank, notary, and vendor.
FAQ
Providing clarity on our processes, dedicated support, and strategic partnership
Is credit advisory free of charge for every client?
Yes. Regardless of whether you are a Polish citizen or a foreign national, our fee is paid by the bank through which your loan is disbursed. We charge no fees to clients for processing applications.
Is the credit offer through an intermediary more expensive than going directly to a bank?
No. The offer is the same — and often more favourable. Our scale of operations enables us to negotiate pricing terms and expedite the decision-making process, with no additional costs to the client for our services.
How long does the mortgage process take?
As a standard, the process takes between two and five weeks from the submission of a complete application. Through precise documentation preparation by Incite, we minimise the risk of analytical queues and supplementary information requests.
Do you assist with post-completion formalities?
Yes. We provide support with the process of registering the mortgage in the land and mortgage register, payment of the civil law transaction tax (PCC) and fulfilment of post-disbursement conditions required by the bank.
Can I receive support in English at the bank?
Yes. We provide full language assistance. We are present at the contract signing at the bank, interpreting the terms in real time and clarifying any questions before the document is signed.
